About Us

We – Bob and Sophia – are a dad-daughter team.

The letters j, o, and y and the word joy are especially meaningful to us.

First, j.o.y. are the initials of the names of Sophia’s children (and Bob’s grandkids).

Second, lasting joy is what we want in our lives and for others to have in theirs.

Don’t get us wrong. Your financial wellness is our mission, and where our expertise and experience lie. We simply approach it with a broader and deeper lens.

Dr Bob Eng (he/him) CFA®, NBC-HWC

Financial Advisor

At a Glance 

  • 30+ years of investment industry experience (including at First Boston (now UBS), Merrill Lynch, and Citigroup), of which 
  • ~15 years as a  financial advisor 
  • Chartered Financial Analyst (CFA®) designation 
  • MBA, Finance, Columbia University 
  • PhD student, Economics, NYU and The New School 
  • Teaching Fellow, Statistics, Harvard University Kennedy School


As a financial advisor, I see myself as someone in a helping profession. In fact, my professional life began as a social worker and public school teacher. In my volunteerism I’ve consistently supported social justice and education. So this theme of helping others and helping to make the world better is still the way that I approach my work, including as a financial advisor.

The bulk of my 30+ years of professional experience has been in wealth management, with credentials that include an MBA from Columbia and the CFA® (Chartered Financial Analyst) designation recognized in over 150 countries. I'm also a NBC-HWC (National Board Certified Health & Wellness Coach). Outside of professional life, I’m a meditation student, distance jogger, and sustainability advocate.

Becoming a grandparent awakened me to a profound sense of moral responsibility to future generations and the planet. My commitment to climate, biodiversity, and justice now extends to my professional life, where I’ve built expertise in sustainable investing.

Sophia Yu (she/her)

Director of Marketing and Communications

I have over 10 years of experience in customer service, sales, buying, and marketing in the luxury fashion and beauty industry from New York City to London. My dream of traveling the world has led me to live in countries such as Turkey, Vietnam, and currently the UK.

As a former environment, science, technology, and health associate at the U.S. Embassy in Hanoi, I developed and fostered public-private partnerships, providing resources and expertise for corporations to act responsibly and reduce their carbon footprint.

In the future, I hope to continue to raise awareness through sustainable investing and to safeguard the beauty of the natural world for my sons, their generation and future generations.